Excessive Deposit Insurance Prompts Banks to Take More Risks
While helping build consumer trust in credit institutions, deposit insurance can prompt bankers to engage in risky and opportunistic behaviour; larger banks tend to be more cautious and do a better job managing troubled assets, according to Natalia Gorelaya, Associate Professor at the HSE Faculty of Economic Sciences’ Department of Finance.
'Life Insurance – As a Concept It's Nothing New, It's Just Been Forgotten'
According to Maxim Chernin, director of Sberbank Insurance and HSE graduate, you need to be a good psychologist when proposing life insurance to a client. He tells us what it's like to work in the business of 'human life', whether creativity has any place in insurance work and how to inculcate a culture of medical check-ups.